As I was out walking this morning, I was listening to some subliminal cd’s I’d recently purchased. One of them is called “Having it All”. Just as I was coming home I realized, I already have it all. I want for nothing.

I have enough money (and more), right now, to pay all my monthly bills ~ rent, utilities, food, etc. My car is a 2007 Prius, paid for. We have an older van ~ paid for. We don’t purchase unless we have the money ~ which we do. I rarely have owed anyone for anything and if I did it was because I knew I had the ways and means to pay it off. I wasn’t “hoping” the money would come in and, it was only one purchase at a time.

At one time I purchased a stereo set to begin building credit. I put a hefty down payment on it; paid it off in 3 months (no interest). Then I purchased a small piano. Same thing… large down payment, paid off w/in a year. (no interest). I could have paid for both of those things in cash but was told I needed credit so I started to build it. Then I stopped. I really didn’t “need” credit and couldn’t find more things I wanted to purchase to build it.

Now, I have no credit BUT, I also have no debt. Oh yes, I can hear some of you saying “Lucky you!”. Well, yes and no. I prefer to think of “conscious me”. I MADE my “luck” by paying attention. Never getting a credit card and always paying in cash keeps life simple.

What has been interesting is that about 10 months ago we were looking for a new place to live. Because we had no credit (he’s from Europe and hadn’t established it yet) we were turned down for the 3 places we tried for, only one of which I would really have liked to have gotten. I asked the owner why she wouldn’t lease to us and she said the other person had more credit. I said, “oh, how interesting. So, what you’re saying is, they have debt which makes them more lease-worthy and we, who have nothing to pay but our monthly bills are not?”

Suffice it to say, we did find a lovely place ~ the one we’re supposed to have in the area we’re supposed to have it. It’s perfect for us ~ for now!

Now, the major holidays are upon us. What are you going to do? Purchase gifts for people you don’t want to because they give you something every year? Have you thought they are thinking the same about you? Do you go into debt every year purchasing gifts? Want to re-consider that this year? What alternatives can you think of which will show you care ~ about you!?

Same with my last post. People feel obligated to do the same thing every year with the same people every year never considering that just maybe the others don’t want to do it any more than they do. Something to consider, eh?

Something else to consider ~ if these people are not people you can speak with about this (and who will tell you the truth), then maybe you shouldn’t be spending money on them or time with them anyway. What do you think?

By the way, last year I created a “playbook” of tools I used to bring me where I am today. I use it myself and keep on growing and learning. You might wish to check it out for yourself or, as a priceless gift for someone you love: “Revvellutionize Your Life in 30 Days”

Injoy,

Revvell

As the end of year holidays approach, how will you be celebrating them ~ or will you?

For me, I celebrate every day. I don’t wait for a man-made holiday before enjoying myself yet, it seems many do. They wait until Thanksgiving to be “thankful”; they wait until Christmas (or whichever holy day they “celebrate”) to be joyous yet, are they really?

I so often hear people say they HAVE to spend time with family. One month it’s “her” family; the next is “his” family. The way they say it really doesn’t sound like fun, celebration, joyousness to me. Sounds more like torture.

One of the things I am really grate-filled for is that many years ago, I had a chance to go to Hawaii for Christmas/new years. At first, I felt guilty for not going back to Connecticut to visit my mother yet, all I had to do was remember how it was spending my last Christmas with her. It was dismal. Did I need to repeat that? Noooooo. So! I went to Hawaii and stayed with some folk living on the north shore of Oahu. I got to be alone with me, on the beach for much of the time. They shared with me places the “natives” go rather than just the touristy places.

For the new year, we went to the main drag in Oahu and watched fireworks.

It was delightful to spend two weeks in Hawaii while much of the U.S. was enjoying the cold.

Many clients I work with tell me how they HAVE to be with their parents even though they don’t want to be. How old do people have to be for them to go out and enjoy EVERY moment of their lives without guilt? They are afraid of the often passive/aggressive manipulation their parents will put them through if they don’t do as expected. They want to be “nice” to the extent of creating frustration within themselves. How fun is that?

Is it any wonder that people become ill so often after the holidays? Do you know that ill-feelings, frustration, anger, etc. are just as much a part of suppression of the immune system as anything else is? That often goes on top of the feeling of HAVING to eat what’s on the table even though, we don’t want to. Family will often add guilt to that too ~ “It’s only ONE day!” “.. but I worked so HARD on this meal!” “.. go ahead, one bite wont hurt you!”… Sound supportive? Life-affirming? Loving?

Oh yeah, let’s drop the “they have good intentions”. Where do people come up with that one? Good intentions? For whom?

Consider this ~ We go where we don’t want to be, we eat what we don’t want to eat; we spend time with people we don’t want to spend time with watching them eat, drink and smoke ~ and we can’t/wont say anything about it because we know it wont do any good PLUS “..it’s the holidays!!! Have fun! Enjoy life..” even if it makes you sick!. Now, is that a recipe for joy and happiness?

Once I spent the first Christmas out enjoying MY life, doing it again became easier and more enjoyable. I’d rather have a little bit of guilt and enjoying myself for the rest of the time, than to spend two weeks being miserable with a few minutes of pleasure.

Of course, many people enjoy getting together with their families over the holidays and to them, I salute you! (with a glass of fresh-squeezed orange juice, of course).

Revvell

P.S. Less than three weeks left before this sale runs out. Get ‘em before I run out of them or the price goes up. They are normally $28.